Joinesty Blog

6 Real Reasons Everyone Needs a Password Manager Yesterday

Posted by Joinesty on May 1, 2017 10:47:00 AM

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Ever stop and count how many online passwords you actually have? From all your social media sites to your favorite retail shops, you probably have more online accounts than you even realize.

An Intel Security poll of more than 2,000 adults revealed that the average person has 27 different online logins.

 "The sheer number of accounts has grown dramatically over the past few years," Bruce Snell, Cybersecurity and Privacy Director at Intel Security, said.

 So maybe that’s why 37% of people admit they forget a password at least once a WEEK.

 Sound familiar?

 If you think the only way to keep track of your different passwords is tattooing them all over your body, it’s time to learn the benefits of having a password manager on your team.

What Does a Password Manager Actually Do?

A password manager saves and encrypts your online logins and passwords.

Any time you need to enter one of your passwords online, your password manager will automatically fill in the information so you don’t have to.

Convenience is one of the biggest reasons to partner with a password manager. But that’s just the tip of the cybersecurity iceberg.

6 Reasons Everyone Needs a Password Manager ASAP

Password managers do more than just protect your passwords.

Finding and using the right one will help you organize your digital life, stress less, and keep hackers from getting their hands on your logins.

Check out these 6 reasons why your life will be easier (and safer!) when you start using a secure password manager:

1. You’re Already Using a Password Manager — It’s Just Not Secure

You know how you click that autofill option and all your personal information magically appears on website forms without you having to type it all in?

That’s because your browser is storing your secure login info.

You’ve been using a version of a password manager — it’s just called “Chrome”, “Safari”, or “Firefox”.

Unfortunately, password managers built into browsers aren’t safe.

First, if someone steals or borrows your computer, all they have to do is open your browser, click around your most recent sites, and they’ll be auto-logged in to all your accounts. 

Your browser has no way to verify the identity of whoever’s using your computer. It doesn’t know the difference between you, your roommate, or the random guy sitting across from you at the coffee shop.

So it will oh-so-helpfully fill in your personal information for a hacker, thief, or whomever you lend your computer to — no questions asked.

Second, browsers store your logins, but they don’t encrypt the information they save securely.

That means every password you have your browser remember is sitting somewhere vulnerable to hackers who know where to look. Totally open and up for grabs.

So if you think you’d never be able to trust one place with all your secure passwords, guess what?

You already do.

A password manager will automatically log you into your online accounts, just like autofill does, except they’ll encrypt your passwords so they’re actually safe and secure.

Which means you no longer have to rely on the only password you can remember.

2. Finally Change that One Password You Use for Everything

Do you use the name of your first pet and grandma’s birth year as your master password because it’s easy to remember?

You’re not alone.

Research shows us that:

  • On average, people use just six passwords to login to 24 online accounts
  • 54% of people use five or fewer passwords across their entire online life
  • 73% of online accounts use a duplicate password

A hacker in middle school could find your info for one site and drain all your online accounts before recess if you commit this newbie mistake.

Alex Stamos, Chief Security Officer of Facebook, says:

The biggest security risk to individuals is the reuse of passwords, if we look at the statistics of the people who have actually been harmed online. Even when you look at the advanced attacks that get a lot of thought in the security industry, these usually start with phishing or reused passwords.”

Why is repeating a password such a major digital taboo?

Because huge data leaks and data breaches happen all the time.

When your personal information (i.e., passwords, email addresses, and usernames) gets dumped online in one of these data breaches, hackers throughout the world will be trying to plug in your exposed information on different sites all over the internet.

So if you use the same password for your email, Netflix, and online banking accounts, and one of their servers gets attacked by hackers, now all your accounts using that password are vulnerable.

You may think your passwords are safe with the sites you trust most (like your bank or credit card company), but what about using that same password for less secure sites like new websites or apps?

If that cool random site doesn’t protect your password, it means all your other accounts using that password aren’t protected either. 

Forgetting your passwords is a legit fear, but reusing passwords is even worse.

Maybe Stamos should have warned his friend Mark Zuckerberg, the famous creator and CEO of Facebook, about reusing his password. Zuckerberg had several of his online accounts hacked because he repeatedly used the one password “dada”.

“Even if you’ve changed your password to only a few sites — like your email, your bank, cloud storage — you’ve significantly increased your security,” Lujo Bauer, a security researcher and associate professor at Carnegie Mellon University, tells Consumer Reports.

A password manager does what it says — it makes it easier to manage all your passwords. And part of keeping tabs on your passwords is updating them regularly.

Most people skip this crucial step; 47% of people are using passwords that are over five years old!

Cybersecurity buffs say you should change your passwords at least once a month. So set a few calendar reminders to update your passwords and give your password manager the responsibility to remember them.

Seriously, you need it because your passwords aren’t that difficult to figure out.

3. Even Your Most Clever Passwords Aren’t That Good

A few of the top worst passwords of today are still the same terrible passwords of 2012, like:

  • 123456
  • Password
  • football
  • qwerty
  • princess
  • admin
  • passw0rd
  • password1

Sure, you may be using something slightly better than this, but probably not by much.

Hackers aren’t dumb. They know people use numbers and symbols as letters when they’re creating their passwords.

You’re not fooling anyone by replacing “password” with “P@$$w0rd”.

So if you’re only using a handful of passwords, and they all have this similar motif going, you’ll need to change them to something harder to crack.

Experts recommend passphrases, like “LazyKittyLovesThunderstorms”, as opposed to just changing letters to symbols.

The logic is that it would take a hacker or an automated computer system hundreds of years to put that combination of words together.

But you can also generate long, complicated passwords like this:

M6S=@Wy4&.%x|diwm{|(9q

This random combination is strong because it’s so unexpected and unpredictable.

Would you ever attempt to remember a password like that?

Probably not. Nor should you.

4. Stop Trying to Remember All Your Passwords; You Can’t

Even if you’re the best password creator and you never repeat one, it’s draining to force yourself to remember all of them at any given time.

Many of us rely on hitting the Forgot your password? link whenever we’re having a brain fart, but then we’re forced to create another password we’ll inevitably forget too.

“With complicated password rules to consider and multiple login details to remember, many of us struggle to remember our passwords. Using a password manager takes this responsibility from us,” David Emm, security researcher at Kaspersky says.

Because our passwords are getting more complicated, many turn to writing them all down to keep track of them. But this is an even bigger mistake.

5. Stop Storing Your Passwords in Lousy Places

Keep your passwords on sticky notes by your computer at work? Store them in a spreadsheet on your computer or cloud? Rely on your browser’s autofill function?

#SorryNotSorry, these are all crummy places to store the most secure information you own.

 

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First, none of these locations are even the least bit secure. Anyone can see, use, or steal your passwords from these unencrypted places.

Second, when you have all your passwords written down, you lose the ability to login remotely.

Like when you’re on vacation and forget the password to pay your credit card so you have to go through the whole authentication and password creation process from the beach. Fun. 

A password manager will sync with all your devices so you’ll always be logged in no matter where you are.

Look for a secure password manager that works seamlessly with your browser so you don’t have to waste time logging into your favorite websites.

And if you forget the account you created, a password manager should be able to detect it once you head over to that site.

6. Stay Organized and Off Duplicate Email Lists

When you forget the email or password you used to sign up for a website, or if you can’t remember if you’ve signed up for an account, you may be tempted to create a different login.

It’s great in the meantime when you’re too busy to hunt down the napkin you wrote your original password on, but wait until you start receiving multiple emails from the same site.

Use a password manager and you’ll have your info filled in when you land on sites you’re already registered with and avoid duplicate accounts.

This virtual dashboard keeps all your online accounts in one central location.

So when you visit a site, your login will be waiting for you, no struggling required.

You may even be able to track which sites or businesses already have your email, for your inbox’s sake.

Joinesty is More than a Secure Password Manager

Now that you’re convinced it’s crazy to live without a password manager, look for these must-haves when searching for the best one:

  • Bank-level or higher encryption
  • Easy-to-use, well-designed user interface
  • Affordable pricetag
  • Deal Finder
  • Secure Email Creation 

Hey, Joinesty is all of those things!

We use AES-256 encryption, which is among the highest levels of encryption in the world. Your data is encrypted in both resting and transmission state, meaning that no matter what, your data is always completely secured.

Then we layer on the protection with additional features, such as:

  • 5 failed-login attempt blockers
  • Separate PIN protection for your passwords
  • Multifactor authentication
  • Cloud-based storage so your computer isn’t a target

But you know what makes us more than an awesome secure password manager?

WE SAVE YOU MONEY AT THE SAME TIME.

We know passwords aren’t fun to deal with, and there’s very little “reward” for being secure. 

So here at Joinesty, we thought, “Hey, if a user is looking at a website, why don’t we show them the deals for that site alongside their login?”

Through the Joinesty Chrome extension, visit your favorite online retail store and Joinesty will show you applicable deals and promo codes without ever leaving the page.

Going to BestBuy.com or Amazon?

Here are your logins — oh and here’s the 25% off promo codes they’re currently running.

Save a few bucks with the same single click feature you use to login. Consider it our way of rewarding you for caring about the security of your passwords.

It’s so logical we’re still surprised we’re the first password manager in the world to do it.

Plus, Joinesty is the only secure password manager to protect your accounts with unique, secure email address creation.

How does this work?

Instead of using your personal or business email addresses for your online accounts, Joinesty will provide a unique email address for each site you sign up for and use.

Joinesty will log you into your favorite sites using that stored email address and password.

Any emails you receive will be forwarded directly to your inbox. 

So you never have to give out your personal email address ever again. And never worry about your email address and passwords being exposed in the next data breach.

That’s how you upgrade your level of personal online security.

And it’s those perks that make all the difference in a secure password manager.

Try Joinesty and take the hassle out of managing and remembering your online passwords for good — and save some money while you’re at it!

Topics: Password Management

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